Effective Date: 03/03/2025

These Terms and Conditions ("Terms", "Terms of Service") govern your use of www.buyvestor.com ("Website", "Service", "We", "Us", "Our"). By accessing or using our website and services, you agree to be bound by these Terms and our Privacy Policy.

1. Introduction

Welcome to buyvestor.com, a cashback rewards platform that allows you to earn cashback through purchases made with our retail partners, with the added option to invest in stocks through your cashback earnings. By using our Service, you acknowledge and accept these Terms. Please read them carefully before using the Website.

2. Eligibility

To use the Website, you must:

• Be at least 18 years old or the legal age of majority in your jurisdiction.
• Have the legal capacity to enter into binding contracts.
• Provide accurate and complete information when registering for an account.

If you do not meet these requirements, you are not authorized to use the Service.

3. Account Registration

To access certain features of the Website, you must create an account by providing a valid email address, personal information, and other necessary details. You are responsible for maintaining the confidentiality of your account information and for all activities under your account.

4. Cashback Rewards

• Earn Cashback: When you make a purchase through our retail partners, you will earn cashback on eligible purchases.
• Investing in Stocks: Cashback earnings can be invested in stocks through a third-party investment platform. By opting to invest in stocks, you understand the risks associated with investing in the financial markets, including the potential for loss of principal.
• Cashback Payouts: Cashback will be credited to your account and may be subject to a minimum withdrawal amount. Payout options and thresholds will be determined by the Website and may be changed at our discretion.
• Non-Transferability: Cashback rewards are non-transferable, non-exchangeable, and cannot be redeemed for cash unless specified by the Website.

5. Investing in Stocks

• Stock Investment: If you choose to invest your cashback rewards in stocks, you acknowledge that stock investments involve inherent risks, including the potential loss of capital. You should carefully consider your financial goals and risk tolerance before making any investment decisions.
• Investment Platform: The Website may partner with third-party brokers or investment platforms to facilitate investments in stocks. These third-party platforms will have their own terms and conditions, and you agree to abide by those when using their services.
• No Guarantee of Profit: The Website makes no guarantee of profitability through stock investments. Past performance is not indicative of future results.

6. User Obligations

By using our Service, you agree to:

• Comply with all applicable laws and regulations.
• Provide accurate and complete information when requested.
• Use the Website in a responsible manner and not engage in fraudulent, misleading, or abusive activities.
• Keep your login credentials secure and notify us immediately of any unauthorized use of your account.

7. Fees

The Website may charge fees for certain services (e.g., investment management fees, transaction fees). All applicable fees will be disclosed to you at the time of transaction, and you agree to pay all such fees in a timely manner.

8. Privacy and Data Collection

We are committed to protecting your privacy. For more information on how we collect, use, and protect your personal information, please refer to our Privacy Policy.

9. Disclaimers

• No Financial Advice: The Website does not provide financial, investment, or tax advice. The information provided is for informational purposes only.
• Third-Party Links: Our Website may contain links to third-party websites. We are not responsible for the content or practices of these websites.
• Website Availability: While we strive to maintain the Website’s availability, we do not guarantee uninterrupted or error-free service.

10. Limitation of Liability

To the fullest extent permitted by law, buyvestor.com, its affiliates, and partners are not liable for any direct, indirect, incidental, or consequential damages arising from your use of the Website, including but not limited to financial losses, investment losses, or other damages.

11. Indemnification

You agree to indemnify, defend, and hold harmless buyvestor.com, its affiliates, officers, agents, and employees from any claim, demand, or action arising from your use of the Website, including any violations of these Terms.

12. Termination

We reserve the right to suspend or terminate your account and access to the Website at our sole discretion, without notice, for violations of these Terms or any illegal or fraudulent activities.

13. Amendments

We may update or modify these Terms from time to time. Any changes will be posted on this page with an updated effective date. Your continued use of the Website after such changes constitutes your acceptance of the new Terms.

14. Governing Law

These Terms are governed by the laws of the Virginia/United States, without regard to its conflict of law principles. Any disputes will be resolved in the competent courts of the Virginia/United States.

15. Contact Us

If you have any questions or concerns regarding these Terms or your use of the Website, please contact us at: contact@buyvestor.com

By using buyvestor.com, you acknowledge that you have read, understood, and agreed to these Terms and Conditions.