Effective Date: 03/03/2025

www.buyvestor.com ("we," "our," or "us") values your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, share, and protect the information you provide when you visit or use our website and services, including our cashback, rewards, and investment programs, which utilize cashback earnings to generate investment returns (collectively, the "Services").

By using our Services, you agree to the terms of this Privacy Policy. If you do not agree, please refrain from using our Services.

1. Information We Collect

We collect the following types of information to support the cashback and investment functionalities of our Services:

a. Personal Information:

• Name
• Email address
• Phone number
• Mailing address
• Login credentials (email address and password)

b. Non-Personal Information:

• Browser type and version
• Device type
• IP address
• Referring website
• Cookies and tracking technologies (e.g., web beacons, pixels)
• Usage data, such as pages viewed, time spent on the website, and interaction details

c. Transactional Information:

• Details of purchases made through our cashback program, including merchant and retailer information
• Amount spent and cashback earned
• Unique transaction identifiers
• Allocation of cashback earnings to investment accounts

d. Investment Information:

• Records of cashback amounts reinvested
• Portfolio and performance data for funds generated from cashback
• Preferences related to investment risk tolerance or options (if applicable)

e. Sensitive Information: We do not actively collect sensitive information such as government identification numbers unless required for legal or compliance purposes related to investment activities (e.g., tax reporting, brokerage account).

By collecting this information, we ensure that you can seamlessly earn cashback, reinvest it for potential growth, and track all related activities securely.

2. How We Use Your Information

We use the information we collect to provide, operate, and enhance the cashback and investment functionalities of our Services, including:

• Processing and Tracking Cashback Rewards: Ensuring accurate tracking of your purchases, calculating cash back amounts, and crediting them to your account.
• Investment of Cash Back Earnings: Allocating your cashback rewards into selected investment portfolios or stock options as per your preferences. This includes analyzing your cashback transactions to determine the best investment strategies and optimizing returns.
• Account and Transaction Management: Managing your account details, processing payments, and ensuring seamless integration between your cashback earnings and investment activities.
• Communication: Sending you updates about your cashback earnings, investment performance, and account activity. This includes notifications about promotions, investment opportunities, and system changes.
• Personalization: Tailoring the Services to your preferences, such as recommending merchants or investment opportunities based on your transaction history and profile.
• Compliance and Security: Ensuring adherence to applicable laws, regulations, and financial reporting requirements. Protecting against unauthorized transactions, fraud, or security risks.
• Market Research and Service Development: Conducting data analytics to improve our cashback tracking mechanisms, enhance investment strategies, and develop new services.

3. Sharing Your Information

We may share your information to support the cashback and investment functionalities of our Services:

a. Partner Merchants: We share transaction details with partner merchants to track purchases, verify eligibility for cashback rewards, and process the earned cashback. These merchants help facilitate seamless cashback rewards by providing accurate transaction data.

b. Investment Partners: To allocate your cashback earnings into investment portfolios, we share relevant financial details with authorized brokerage or investment service providers. This includes transferring information necessary for executing investment transactions and maintaining portfolio records.

c. Service Providers: Third-party vendors assist us with payment processing, customer support, data analysis, marketing, website hosting, and other operational tasks essential to integrating cashback rewards with investment strategies.

d. Advertising and Marketing Partners: To deliver targeted advertisements and promotional materials, we share browsing behavior and preferences with our advertising partners. This ensures you receive personalized investment opportunities and cashback offers.

e. Legal Obligations: We may disclose your information as required by law, regulation, or legal process to comply with legal obligations or respond to lawful requests from public authorities, particularly those concerning financial and investment regulations.

f. Business Transfers: In the event of a merger, acquisition, or sale of assets, your information, including cashback and investment records, may be transferred to the new entity and governed by their privacy practices.

g. Affiliates: To support shared business operations, we may share your information with our affiliates under consistent privacy practices, ensuring that cashback and investment functionalities remain integrated and seamless.

By sharing information in these contexts, we aim to provide you with efficient cashback rewards, transparent investment services, and a personalized user experience

4. Cookies and Tracking Technologies

We use cookies and similar technologies to enhance your experience, analyze website usage, and deliver personalized content and advertisements tailored to your cashback and investment activities. Cookies enable us to optimize the functionality of tracking purchases, accurately crediting cash back rewards, and integrating these earnings into investment portfolios.

Types of Cookies We Use:

• Essential Cookies: These cookies are necessary to ensure the functionality of our cashback tracking and investment services, including secure account access and reward calculation.
• Performance Cookies: These collect data on how users interact with our website, such as page load times, navigation paths, and transaction processes, allowing us to improve cashback and investment features.
• Functional Cookies: These remember your preferences, such as preferred merchants, investment strategies, or saved account details, to provide a personalized experience.
• Advertising Cookies: These are used to deliver targeted ads related to cashback opportunities and investment options, as well as to measure the effectiveness of promotional campaigns.

By using our Services, you consent to the use of cookies and similar technologies. You can manage your cookie preferences through your browser settings; however, disabling certain cookies may affect the functionality of cashback tracking and investment integrations.

5. Your Privacy Rights

We are committed to ensuring transparency and control over your personal information. Depending on your location, you may have the following rights:

• Right to Access: You can request a copy of the personal information we have collected about you.
• Right to Correction: You can request corrections to inaccuracies in your personal information.
• Right to Deletion: You can request that we delete your personal information, subject to legal or business obligations.
• Right to Restrict Processing: You can request restrictions on how we process your data in certain circumstances.
• Right to Opt Out: You can opt out of receiving promotional emails or targeted advertising by following the instructions provided in those communications.
• Right to Withdraw Consent: Where processing is based on your consent, you can withdraw it at any time.
• Right to File Complaints: If you believe your privacy rights have been violated, you may file a complaint with a relevant data protection authority.

To exercise any of these rights, please contact us at [email protected]

6. Data Security

We implement industry-standard security measures to protect your personal and financial information, especially considering the sensitive nature of cashback tracking and investment services. Our efforts to safeguard your data include:

• Encryption: Sensitive information, such as payment details and investment account data, is encrypted both in transit and at rest to prevent unauthorized access.
• Access Controls: Secure authentication protocols are in place to restrict access to personal and financial information only to authorized personnel and systems.
• Regular Audits: We conduct regular security audits, vulnerability assessments, and penetration testing to identify and address potential threats to the security of cashback and investment data.
• Multi-Factor Authentication (MFA): We offer MFA for account access to enhance security, especially for accounts linked to investment portfolios.
• Fraud Monitoring: Continuous monitoring systems detect and mitigate unauthorized activities, such as fraudulent cashback claims or investment transactions.

While we take extensive precautions to secure your data, no method of transmission over the Internet or electronic storage is entirely secure. Therefore, we cannot guarantee absolute security. You are encouraged to maintain the confidentiality of your login credentials and immediately report any unauthorized use of your account to our support team.

7. Data Retention

We retain your information for as long as necessary to:

• Provide our Services, including accurately tracking cashback rewards and facilitating the allocation of earnings into investment portfolios.
• Comply with legal obligations, such as tax reporting for investment earnings generated through cashback allocations.
• Resolve disputes related to cashback transactions or investment activities.
• Enforce our agreements, ensuring proper use of cashback and investment services.

Specifically, transactional data related to your cashback rewards and investment activities may be retained longer to meet regulatory or compliance requirements imposed on financial services providers. For instance, records of cashback earnings used for stock investments may need to be maintained for tax documentation or audit purposes.

If you request deletion of your information, we will take reasonable steps to comply, except where retention is legally required or essential to maintain accurate records for investment tracking and reporting purposes.

8. Third-Party Links

Our website may contain links to third-party websites that are not owned, operated, or controlled by us. These third-party websites may include retailers, investment platforms, or promotional partners associated with our cashback and stock investment programs. We are not responsible for the privacy practices, security measures, or content of these websites.

We encourage you to carefully review the privacy policies of these third-party sites before providing any personal or financial information. Please note that any interaction with these websites, including investment or cashback-related transactions, is conducted at your own risk, and their data collection and handling practices may differ from ours.

9. Eligibility and Age Restrictions

Our Services are intended for individuals who are 18 years of age or older. By using our Services, you represent that you are at least 18 years old. We do not knowingly collect personal information from individuals under 18. If we become aware that information has been collected from someone under the age of 18, we will delete it promptly. Services are not directed at children under 13 years of age, and we do not knowingly collect personal information from children. If we become aware of such information, we will delete it promptly.

10. Availability and Geographic Restrictions

Our Services are intended exclusively for users residing in the United States and its territories. By using our Services, you represent and warrant that you are located within the United States or its territories.

If you access our Services from outside the United States, please note that they are not designed to comply with international data protection regulations, except as explicitly stated for specific jurisdictions like the European Union under GDPR or California under CCPA. We do not guarantee the availability of our Services or compliance with laws outside the United States and its territories.

If you are accessing our Services from outside the United States, please note that your information may be transferred and stored in countries with different data protection laws. By using our Services, you consent to such transfers.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, legal requirements, or other circumstances. When changes are made, we will post the updated version on our website, along with the "Effective Date" of the revisions.

We encourage you to periodically review this Privacy Policy to stay informed about how we are protecting the information we collect. In the event of material changes, we will provide additional notice, such as through email or prominent announcements on our website. Continued use of our Services after any changes indicates your acceptance of the revised terms.

12. Additional Disclosures for Specific Jurisdictions

California Residents: Under the California Consumer Privacy Act (CCPA), California residents have specific rights regarding their personal information, including:

• The right to know what personal information we collect, use, disclose, and sell.
• The right to request deletion of your personal information, subject to certain exceptions.
• The right to opt out of the sale of your personal information.

We do not sell personal information for monetary gain; however, sharing data with third-party partners for cashback tracking or advertising may be considered a "sale" under CCPA. You can opt out by contacting us at [email protected]

To exercise these rights, please contact us at [email protected]

13. Contact Us

If you have questions or concerns about this Privacy Policy, please contact us at:

Buyvestor LLC
[email protected]
571-789-9037
13403 CalMview Way, Herndon, VA-20171